Credit & Credit Repair

The 1st thing you should review for accuracy when you get your credit report is:

Name
Address
Phone (if listed)
Place of Employment (if listed)

Credit Score *should be at the top or towards the top)
 

Tradelines:
 
You will see the name of the creditor, and under (or next to that) you’ll see your account number. Very [...]

Before I get started here, I want to share something i found today.

Now in 15 years of working as a bill collector, I have seen a ton of companies come and go. This company is the most legit company I have seen out there. They will do everything for you, legal advice, discuss your credit, [...]

In the debt collection world we rate them A, B, C, D, etc… In reality the terms are defined as follows:
A Credit (aka Pristine) = No blemishes, all accounts paid on time. Usually having assets (house, cars, and recreational vehicles). Usually defined as 800+ credit score.
B Credit (aka Good) = May have some [...]

Welcome to our Credit & Credit Repair Blog.
My name is Clay Bowden, I live in Ft. Lauderdale, FL. I have been a debt collector for 15 years, and I wanted to start a blog on the ongoing issues that is plaguing this country with credit and debt. I want to arm you (the [...]