Credit & Credit Repair

There is one common theme to every credit repair discussion I have…PATIENCE! About 75% of the people I have talked to about credit repair over the last 15 years of my career need to have their credit report repaired in a short time frame.

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Created by Russell Simmons in 2003, the RushCard and BabyPhat RushCard have fast become a staple for building of new credit. Here is a card that will report on your credit report and build your credit, when everyone else is turning you down. Yes, [...]

About 42% of Americans have a sub 680 credit score, and that was last check. So what about those with tarnished credit? What about those with credit that is in the process of healing? How do you build credit when you have collections and accounts with bad history on your credit report?

Your browser does not support IFramesI cannot tell you how many times I have been asked how settling your outstanding debt effects FICO! People I speak with in all walks of life tell me “I was told that settling my debt will lower my credit score”. Well yes and no, let me explain.
When people say [...]

Greater than 50% of Americans require some sort of credit repair. Some of them do not have the time to work on their credit or put in the time to research the laws. So how does one go about locating a reputable credit repair company?