Credit & Credit Repair

There is one common theme to every credit repair discussion I have…PATIENCE! About 75% of the people I have talked to about credit repair over the last 15 years of my career need to have their credit report repaired in a short time frame.

About 42% of Americans have a sub 680 credit score, and that was last check. So what about those with tarnished credit? What about those with credit that is in the process of healing? How do you build credit when you have collections and accounts with bad history on your credit report?

Greater than 50% of Americans require some sort of credit repair. Some of them do not have the time to work on their credit or put in the time to research the laws. So how does one go about locating a reputable credit repair company?

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What used to be known as Debt Management is now commonly referred to Consumer Credit Counseling. The term refers to using an uninterested party to help you learn, understand, and budget your finances. This will assist you in paying your creditors on time, every month.
The objective [...]

Your browser does not support IFramesI took a survey in July 2009 and found that out of 1000 people, 67% of those people either admitted not never checking their credit report or knew they were in need of some sort of credit repair. Now out of those 670 people, 92% of them said they didn’t [...]