Credit & Credit Repair

Countless Americans every year hire credit repair companies to fix their credit. Is this a good move or bad move? Let’s go over some of the pros and cons.
The Pros that they present to you:
1. “I don’t have to do anything but sign up”. This is a complete fallacy, people believe that out of sight, out of mind; [...]

The FCRA says that anything that is inaccurate on your credit report can by disputed, however anything that is not inaccurate cannot be disputed. You want to be careful though, you do not want to dispute everything on your credit report if it can be avoided. By disputing everything you may turn yourself [...]