Credit & Credit Repair

There is one common theme to every credit repair discussion I have…PATIENCE! About 75% of the people I have talked to about credit repair over the last 15 years of my career need to have their credit report repaired in a short time frame.

I cannot tell you how many times I have been asked how settling your outstanding debt effects FICO! People I speak with in all walks of life tell me “I was told that settling my debt will lower my credit score”. Well yes and no, let me explain.
When people say “lower [...]

What used to be known as Debt Management is now commonly referred to Consumer Credit Counseling. The term refers to using an uninterested party to help you learn, understand, and budget your finances. This will assist you in paying your creditors on time, every month.
The objective used to be to teach anyone who doesn’t understand [...]

I took a survey in July 2009 and found that out of 1000 people, 67% of those people either admitted not never checking their credit report or knew they were in need of some sort of credit repair. Now out of those 670 people, 92% of them said they didn’t want to bother with credit [...]

For release November 6, 2009
Sunrise, Florida based Epic Internet Ventures expands its internet presence with the purchase of The United Credit Authority; an online credit and debt resource company. With the purchase of The United Credit Authority, Epic Internet Ventures moves to solidify a strong online value with credit and debt.
The United Credit Authority [...]